Bank concentration, competition, and financial inclusion
نویسندگان
چکیده
منابع مشابه
Bank Competition and Financial Stability: Friends or Foes?
Theory makes ambiguous predictions about the relationship between market structure and competitiveness of the banking system and banking sector stability. Empirical studies focusing on individual countries provide similarly ambiguous results, while cross-country studies point mostly to a positive relationship between competition and stability in the banking system. Where liberalization and unfe...
متن کاملReal Effects of Bank Concentration and Competition in Europe
European Union (EU) countries have experienced significant deregulation affecting the banking industry, a process culminated in 1993 with the implementation of the Second Banking Coordination Directive. Prior to 1993, cross-border expansions were heavily constrained. Under the current regime, in contrast, banks from EU countries are allowed to branch freely into other EU countries. By removing ...
متن کاملBank and Non-Bank Financial Intermediation
Conglomerates, trade credit arrangements and banks are all instances of financial intermediation. However, in spite of this fundamental similarity, important differences exist between these institutions. In particular, they differ in the extent to which the projects financed absorb aggregate intermediary risk, in whether or not intermediation is carried out by a financial specialist, in the typ...
متن کاملDisinvestment and Bank Competition
We address the questions of disinvestment (partial privatization) and entry in the context of quantity competition between a partially privatized public bank and a private bank. We find that social welfare improves with entry only when the private banks are more efficient than the public bank. We also determine socially optimum degree of disinvestment and entry.
متن کاملCompetition and Bank Opacity
Did regulatory reforms that lowered barriers to competition among U.S. banks increase or decrease the degree to which banks manage the information that they disclose to the public and regulators? We find that relaxing regulatory impediments to competition reduced discretionary loan loss provisioning and the frequency with which banks restate financial statements. The results suggest that compet...
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ژورنال
عنوان ژورنال: Review of Development Finance
سال: 2018
ISSN: 1879-9337
DOI: 10.1016/j.rdf.2018.05.001